Best Places to Live in Florida for Families 2018

Florida is a wonderful place to heighten a family. The weather is almost ever slap-up and the cost of living is also relatively low, meaning parents won't take to break the bank to alive there. Plus, Florida has no state income taxation. That means keeping more of every paycheck you earn. But what are the best places in Florida to raise a family? Read on as we rank the elevation 10 cities.

Looking to move your family? Check out the current mortgage rates in Florida.

In gild to find the best places to heighten a family unit in Florida, we looked at data on 65 cities across the state. We looked at metrics like family unit poverty rate, offense rate, child care costs, habitation value modify, graduation rate, average deficit for families in poverty, median household income and median housing costs. Cheque out our data and methodology section below to see where we got our data and how we put it together.

Key Findings

• Orlando metro area makes a strong showing – 2 of our peak 10 best places to raise a family in Florida are in the Orlando metro surface area. Ane suburb, Winter Garden, topped the entire list.
• You pay for quality in Florida – The majority of our ten best places to raise a family in Florida have high costs of living. But as our data shows, if you tin can manage the costs, these are swell places to raise a family.
• There are lots of youth – Despite the state's reputation as the retirement capital letter of America, Florida as well has enough of immature people. For example, in our tiptop x cities, about 25% of the population are under the age of twenty.

i. Winter Garden

Wintertime Garden, a suburb fourteen miles west of Orlando, is the all-time place in Florida to raise a family. This is a city total of immature people. Over 28% of the population is under the historic period of 20, significant making new friends shouldn't be too much of a problem for children here. Winter Garden too has a potent local economy. The city has a low unemployment rate of 5.nine% and but 7.3% of families autumn nether the poverty line. For both of those metrics Winter Garden ranks in the tiptop 10.

In fact, Wintertime Garden ranked pretty well in most metrics. The main concern for families here and families looking to motility here, is the relatively high housing costs. Our data on housing costs shows that on average, Winter Garden residents pay about $1,215 per month. That is i of the college figures in our top 10.

For those looking to movement to Florida, SmartAsset has outlined the elevation banks in the state that you can experience comfortable handling your assets, loans and more through.

2. Wellington

Wellington is a village just west of West Palm Beach and is, in fact, the almost populous village in the land. This city was propelled upwards our rankings by high scores in economic metrics. For instance, Wellington has the highest median household income in our study. The average household earns over $81,000 per year. Parents will too be happy to hear that Wellington has a solid high school graduate rate. It's tied for second in the top 10 with a rate of 79.4%.

Something to go along in mind for people looking to bring their families to Wellington are the high housing costs. Co-ordinate to the data we gathered, households here tin can expect to pay over $1,700 per calendar month on housing, making it the least affordable city in our list.

3. (tie) North Port

For many families, safety is a primary business organization. If you live in Florida and are worried about criminal offence, North Port is the place to lay downwardly roots. Co-ordinate to our data, North Port has a property crime rate of i,859 per 100,000 residents and a vehement crime charge per unit of 165 per 100,000 residents. For both those metrics Due north Port ranks in the top 10, making information technology one of the safest cities in Florida.

Due north Port is besides relatively affordable for families. Our data reveals that Northward Port has the 16th-lowest median monthly housing costs of any city nosotros analyzed. Education is another area where N Port shines. Our inquiry shows that the area has a high school graduation charge per unit of 79%, a figure which is higher than the land average.

Parents may be concerned near the loftier kid intendance costs, nonetheless. Our data shows the market rate cost of keeping a toddler in a individual center is $163 per week. That would hateful paying simply over $8,500 per year for a single kid in care.

3. (necktie) Palm Beach Gardens

Palm Beach Gardens is located north of West Palm Beach. The main reason to enhance a family unit here is the economic benefits. This urban center has a low poverty charge per unit. Simply four.2% of families are living under the poverty line. Plus, Palm Beach Gardens has the second-lowest unemployment charge per unit in the study.

The city also has a top 10 high school graduation charge per unit, showing that the majority of students in Palm Beach Gardens become a decent didactics.

5. Pembroke Pines

Raising a family unit in Pembroke Pines volition probably be pricey. According to our data, Pembroke Pines ranks in the height half near expensive for both median housing costs and weekly child intendance costs.

Just there are reasons that parents are willing to pay a lot to live there. For one thing Pembroke Pines is one of the safest cities in the written report. The city ranks in the acme 15 in both of our crime metrics. For another, the unemployment rate is low, meaning finding work in the surface area hopefully won't exist too hard.

6. Doral

Doral is another great place in Florida to enhance a family if you tin afford information technology. This city has the highest median monthly housing costs in the study. However that is partly outset by the earning potential of households in the area. Our enquiry shows that the boilerplate household in Doral earns just nether $73,000 per year. That's the second-highest median salary in the Florida.

Doral is also a urban center full of immature families. Over 31% of the population is under the historic period of 20.

vii. St. Cloud

St. Deject is a city 26 miles southeast of Orlando. This city has some of the best schools around. The high school graduation rate is above 80% – that's the highest score in our top 10. Plus, St. Cloud is affordable when it comes to twenty-four hours care costs. Our data shows the weekly cost of keeping a toddler in a mean solar day intendance eye amounts to simply $143 per calendar week, a top xx rate.

8. Coral Springs

Coral Springs, or the City of Coral Springs as it is officially known, takes our eighth spot for best places to enhance a family in Florida. This is a fairly young city, chartered just in 1963, and has a fairly young population to match. Merely under 29% of the population is under the age of 20. The City in the Country is likewise relatively crime-free. According to our research, Coral Springs has top ten scores in both its property criminal offence charge per unit and fierce offense charge per unit.

nine. Boca Raton

Boca Raton took ninth place thanks to scoring in the top three in 4 metrics. Of these four metrics, Boca Raton's most impressive score came in family poverty rate. Only one other city in Florida that we analyzed had a lower family unit poverty rate than Boca Raton. And it's tough to beat Boca Raton for families looking for piece of work. The metropolis has the ninth-lowest unemployment rate in the land.

Homeowners will also be pleased to learn that Boca Raton saw the third-highest increase in median home values from 2011 to 2015.

ten. Plantation

At around $1,400 per month in average housing costs, Plantation is one of the least affordable places in our study. But families in the expanse get quite a bit of bang for their cadet. The schools in Plantation are good (the graduation rate is over 76%), few families are under the poverty line (7.7%) and the city has a low unemployment charge per unit (6.6%). All factors which make for 1 of the best places to raise a family.

Living in Plantation also means worrying less about criminal offense. According to our research, Plantation has a crime rate of nearly 4,000 crimes per 100,000 residents. Taking violent offense and holding crime separately, we see that Plantation scores in the tiptop 15 for both.

Data and Methodology

In order to notice the best places to enhance a family in Florida, SmartAsset analyzed data on 65 cities. Specifically we looked at data on the following eleven factors:

• Family poverty rate. This is the percent of families who autumn under the poverty rate. Data comes from the Census Bureau's 5-Year American Customs Survey.
• Boilerplate deficit for families in poverty. This is the average income deficit for families who autumn nether the poverty line. Data comes from the Census Bureau'southward 5-Year American Community Survey.
• Loftier school graduation rate. Data comes from the Florida Section of Education. Data is measured at the county level and is for 2015.
• Percent of population nether 20 years erstwhile. Data comes from the Census Bureau'south 5-Yr American Community Survey.
• Median monthly housing costs. Information comes from the Census Agency'due south five-Year American Community Survey.
• Median household income. Information comes from the Census Agency'south v-Year American Community Survey.
• Property crime charge per unit. This is the number of property crimes per 100,000 residents. Data comes from the FBI and local regime, and is from 2015.
• Tearing criminal offense charge per unit. This is the number of trigger-happy crimes per 100,000 residents. Data comes from the FBI and local regime, and is from 2015.
• Pct change in median home values from 2011 to 2015. Data comes from the Census Bureau'due south v-Year American Community Survey.
• Unemployment charge per unit. Information comes from the Census Bureau's 5-Year American Community Survey.
• Child care costs. This is the market charge per unit average weekly price of keeping a toddler in a private intendance center. Data comes from Floridaearlylearning.com and is measured at the county level.

After collecting the data, we ranked each metropolis in each metric. We then found each metropolis'due south average ranking, giving equal weight to all metrics except property crime rate and vehement crime charge per unit which we gave a half weighting. Each city's last score was based on its average ranking. The city with the all-time average ranking received a 100. The city with the worst average ranking received a 0.

Tips for Finding the Correct Mortgage

In one case you've figured out how much dwelling yous can afford, it's a skillful thought to also store around for the right mortgage.

In general, you desire to look for the mortgage with the everyman involvement charge per unit. Even minor differences in interest rates tin mean tens of thousands of dollars over the life of the loan. Typically, lenders will merely give the best mortgage rates to people with the best credit scores. This means if your credit score isn't upward to snuff, you may desire to spend some time cleaning up your credit report so yous can qualify for a improve mortgage rate.

Most people get a 30-year fixed-rate mortgage. But in that location are other options similar 15-year fixed-rate mortgages, iii/1 adjustable-rate mortgages or 5/1 adjustable-rate mortgages. Each of these come with different pros and cons. A xv-yr fixed-rate mortgage means you lot volition exist paying higher monthly payments only also edifice equity faster. Adaptable-rate mortgages are usually considered riskier but tend come with lower monthly costs early. You'll have to weight what'due south best for your specific financial state of affairs.

Questions about our study? Contact press@smartasset.com.

Photograph credit: ©iStock.com/Portra

Derek Miller, CEPF® Derek Miller is a graduate of the University of Edinburgh where he studied economic science. He is passionate about using information to assist people make better financial decisions. Derek is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He is a data journalist whose expertise is in finding the stories within the numbers. Derek'south writing has been featured on Yahoo, AOL, and Huffington Post. He believes the biggest financial mistake people make is waiting also tardily to save for retirement and missing out on the wonders of compounding involvement. Derek lives in Brooklyn.

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